Our award-winning Stocks & Shares ISA

Tax-efficient investing in global stocks and ETFs, up to £20,000 each year in tax-free returns.

Capital at risk. Fees apply. Open or transfer your ISA with NuWealth.
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ISA

What is a Stocks & Shares ISA?

An Individual Savings Account (ISA) allows you to buy shares in companies that matter to you, or invest in our themed funds (ETFs). Themed funds are baskets of multiple companies that help you diversify your portfolio and protect yourself from market volatility.
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Tax treatment depends on your individual circumstances and may be subject to change. Capital at risk.

Annual allowance

Invest up to £20,000 tax-free for the 2024/25 tax year.

Tax efficiency

You don't need to pay capital gains or income tax on your profits or dividends.

Flexibility

Open and fund multiple ISAs of the same type for ultimate financial diversification.
Benefits

Why open a Stocks & Shares ISA with NuWealth?

Commission-free

Commission-free investing. Other fees apply

US, UK and EU shares

Diversify with access to US, UK and EU shares from £10

Customer  Service

Outstanding UK-based support team

30+ Themed Funds

30+ Themed Funds (ETFs) to match your ambitions

Auto Invest

Invest automatically with Auto Invest

Round Ups

Easily invest your spare change with Round Ups

How to open a Stocks & Shares ISA

Opening an ISA is simple with NuWealth. You'll need your National Insurance number and a form of ID before you get started.

Select the Standard ISA account

Download our app and create your account. Capital at risk
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Create ISA account and verify your ID

Create and verify your account and identity.

Link your bank and add money

Our app is protected by 256-bit, bank-level encryption.

Explore & invest

Invest in Themed ETFs and Global Shares.
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Your dream portfolio

Invest in leading brands and funds across tech, business, entertainment and sustainability. Remember, when you invest your capital is at risk. See our pricing

Stocks & Shares ISA pricing

Fees for our award-winning ISA are some of the lowest in the UK

Monthly Subscription

£1

£1

£5.99

-

-

Annual platform fee

0.10%

0.45%

-

0.25%

0.45%

Commission fee

Free

Free

Free

£9.95

£11.95

Auto Invest

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iOS only

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Round Ups

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Trade Frequency i

Daily

Daily

Every 5 mins

Instant

Depends i

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The fees you pay are usually based on your portfolio value, the funds you hold, the types of stocks and shares you trade and how often you trade them. We've attempted to provide you with the most comprehensive comparison possible, but you need to bear in mind suitability to your individual circumstances. Our Standard plan also has a 0.75% FX fee on foreign shares, and a 0.07-0.75% annual fund manager fee (ETFs/Funds only). Each provider may charge variable fund manager and FX fees and for most up to date information, we recommend that you check all websites regularly. NuWealth does not offer financial advice. Comparisons based on pricing and costs published by each brand on their respective websites as of 22 May 2023. This information is for illustrative purposes and you should check the relevant website for most up to date information.
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MoneyBox: For investment accounts (Stocks & Shares ISA, General Investment Account, and Stocks & Shares Lifetime ISA). MoneyBox's subscription is free for the first 3 months. Charge 0.45% FX fee.Freetrade: Information above relates to Freetrade's Standard plan (this includes a Stocks & Shares ISA). £11.99 for Freetrade Plus. Charge 0.59-0.39% FX fee for their ISA.
AJ Bell: annual fee capped at £3.50 per month. Per deal: Fee for shares & ETFs where there were 10 or more online share deals the previous month £4.95. Charge 0.75% FX fee.
Hargreaves Lansdown charges £11.95 for 0-9 deals per month, £8.95 for 10-19, and £5.95 for 20+ deals (based on deals placed the previous month). 0.45% annual platform fee for ISA is capped at £45 per year. Minimum direct debit to invest automatically is £25.
Support

Frequently asked questions

Which investment account is right for me?

Generally, we would recommend using an ISA if you are able to. You can open multiple ISAs each year, as long as they are different types of ISA. e.g. you can open a Cash ISA and a Stocks & Shares ISA within the same tax year, but you cannot open two Stocks & Shares ISAs within the same year. In addition, the combined limit for all ISAs you own is £20,000 each year. This means you can only deposit £20,000 across all of your ISAs combined in any one year. However, you can easily transfer an existing Stocks and Shares ISA from a different provider to NuWealth. To transfer your ISA to NuWealth, please contact our customer support team at support@nuwealthapp.com to assist you with the process. 

A GIA is a great choice if you have already opened or funded an ISA, or if you’ve reached your £20,000 ISA limit. Please note, tax treatment depends on the individual circumstances of each client and may be subject to change in future.

How do I transfer my ISA to NuWealth?

To transfer your current ISA to a NuWealth Stocks & Shares ISA, please email support@nuwealthapp.com and request an ISA transfer form. Transferring to a NuWealth ISA is free. However, please check if your current provider charges fees. 

You can transfer your savings to a different type of ISA or to the same type of ISA at any time. To switch providers, contact the ISA provider you want to move to and fill out an ISA transfer form to move your account. 

If you want to transfer money you’ve invested in an ISA during the current year, you must transfer all of it. For money you invested in previous years, you can choose to transfer all or part of your savings. You must use the online transfer process to transfer an ISA because you may lose tax benefits if you try to transfer the money yourself.

Are there any restrictions on how often I can trade with a Standard GIA, ISA or Junior ISA (JISA)?

You can make as many trades as you like, but the trades will only complete when the stock market is open. 

The majority of shares available for our Standard accounts are traded on the UK market, however, a selection of US stocks are available too. We trade once a day (enabling us to keep account fees low) shortly after 15:00 each business day. Trades on this account complete shortly after 15:00 (if placed before the market opens, any trades placed after this will complete on the next working day).

Please note, trades placed on ‘The Adventurer’, ‘Fly the Flag,’ ‘Bond, Global Bond’, ‘Slow and Steady’ or ‘The Balanced’ need to be placed before 11am on a working day in order to be processed the same day. If trades are placed after 11am, the trade will typically be processed on the next working day. However, please be aware that all trades placed on ‘The Adventurer’, ‘Fly the Flag,’ ‘Bond, Global Bond’, ‘Slow and Steady’ or ‘The Balanced’ can take up to four working days to complete.

What are the fees for a NuWealth Standard GIA, ISA or Junior ISA (JISA)?

There is a £1 per month fixed subscription fee covering all transaction and investing costs, and grants you access to the Learning Hub, Round Ups and Auto Invest.

There is also a platform fee of 0.10% of your portfolio value, e.g. £10 per £10,000 per year which is charged monthly. At any time, you can view the fees you will pay per month for your Standard accounts by opening the NuWealth app > 'Account' > 'Fees & Charges'. These low fees make NuWealth one of the cheapest providers out there!

On some occasions, a 0.75% FX fee will be applied to trades on foreign shares only. 

Plus, where applicable, an ETF provider fee (0.07% and 0.75% variable based on the fund) will be charged annually, and billed monthly, depending on which themed fund you select. This isn’t deducted from your account but rather is reflected in the value of your fund.

View our pricing.

What is a Stocks & Shares ISA?

ISA stands for Individual Savings Account. A Stocks & Shares ISA allows you to invest up to £20,000 per year tax-free. 

There are many types of ISAs, such as Cash ISAs, Stocks & Shares ISAs, and Innovative Finance ISAs. Previously, you could only open and fund one account per ISA type each tax-year, but as of 6th April 2024, there is no longer a restriction around how many ISAs of each type you can utilise in a year (as long as you meet the eligibility criteria for each type, and with the exception of Lifetime ISA). For example, you could open and fund two of the same type of ISA, like two Stocks & Shares ISAs, as long as the total amount does not exceed the £20,000 limit.

NuWealth offers a Stocks & Shares ISA. Please note, tax treatment depends on the individual circumstances of each client and may be subject to change in future. We also offer a Junior Stocks & Shares ISA.

What can I invest in with NuWealth?

Themed Funds (or Exchange-Traded Funds)

With NuWealth, you can invest in themed funds (ETFs) in a range of sectors, such as gold, technology and ethical investing from just £10. We work with a number of ETF providers such as BlackRock, Vanguard, Amundi and Rize. Explore our ETFs to see the full range of options. Please note, ETFs are only available with a NuWealth Standard account.

Fractional Shares

You can also choose to purchase shares in global companies with fractional shares. Sometimes the value of a whole share can be high, which is why we provide fractional shares; fractional shares allow you to purchase part of a whole share for as little as £10. No matter your budget, you can own a piece of brands like Tesla, Apple, Amazon or AMC. Please note, some stocks are only available with certain accounts; the selection of individual fractional shares we offer differs on Standard and Instant accounts. Fractional shares are only available in General Investment Accounts, though whole shares are also available in ISAs and Junior ISAs.

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