Fractional Shares

Invest from £10 in UK, EU & US shares and ETFs, using fractional shares. Join thousands of users investing in brands like Apple, Amazon and Tesla, or ETFs like The Techie. Capital at risk.
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4.6 - 750+ reviews

What are Fractional Shares?

With fractional shares, you can own a portion of even the most expensive shares, regardless of your budget.
Imagine a whole share as a complete cake. Instead of devouring the entire cake, you have the freedom to savour a slice. This slice represents a fractional share - a portion of the cake. The best part? You have complete control over the size of your slice, customising it according to your preferences.
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Remember, when investing your capital is at risk

Break barriers with a NuWealth GIA

Access big opportunities from just £10. Invest in stocks & ETFs with fractional shares

Greggs

GRG

ASOS

ASC

Trainline

TRN

Boohoo

BOO

Domino's

DOM

Moneysupermarket.com

MONY

Burberry

BRBY

GlaxoSmithKline

GSK

Bumble

BMBL

Tesco

TSCO

Associated British Foods

ABF

Diageo

DGE

Barclays

BARC

HSBC

HSBA

AVIVA

AV.

AB InBev

ABI

Ocado

OCDO

Games Workshop

GAW

JD Sports

JD.

Unilever

ULVR

Adidas

ADS

Alibaba

BABA

J D Wetherspoon

JDW

Walt Disney

DIS

Peloton

PTON

Nike

NKE

Netflix

NFLX

Shopify

SHOP

Vodafone

VOD

Spotify

SPOT

Ferrari

RACE

Block

SQ

Nvidia

NVDA

Manchester United

MANU

PayPal

PYPL

Microsoft

MSFT

Meta

FB

Amazon

AMZN

Google (Alphabet Inc)

GOOGL

Apple

AAPL

Tesla

TSLA

How to buy fractional shares

Download NuWealth

Sign up in minutes and open a GIA
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Browse fractional shares

Explore the invest section of the app and select an asset

Start investing

Customise the amount you’d like to invest, and we’ll let you know how big your slice is
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Remember, when investing your capital is at risk

Not sure where to start?

Check out our most traded stocks
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Name
Ticker
Market
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Most popular is based on the most bought shares from the last 6 months. Accurate as of December 6th 2023
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Name
Ticker
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Most popular is based on the most bought shares from the last 6 months. Accurate as on December 6th 2023
Pricing

Simple, low pricing

No hidden fees. Complete transparency. Simple pricing. Find the plan that's perfect for you
£1/month
Standard
GIA / ISA / JISA
Invest commission-free in ETFs and UK, EU & US shares with a GIA, ISA or JISA. Reach your goals with Round Ups and Auto Invest i
Get Standard
View Pricing
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Capital at risk
Plans

Low-cost, transparent plans

Unlimited commission-free investing from just £10

GIA

£1per month
Access to US, UK, EU stocks
30+ Exchange-Traded Funds (ETFs)
Auto Invest & Round ups
Invest in fractional shares from £10
Explore GIA

ISA

£1per month
Access to US, UK, EU stocks
30+ Exchange-Traded Funds (ETFs)
Auto Invest & Round ups
Invest up to £20,000 per year with tax-free gains
Explore ISA

Junior ISA

£1per month
Access to US, UK, EU stocks
30+ Exchange-Traded Funds (ETFs)
Auto Invest & Round ups
Save up to £9,000 tax-free for your children
Explore JISA
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Remember when investing your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

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"Easy to use for a total beginner. The customer service is amazing, very quick to answer any questions and resolved issue easily."
Easy to use and easy to follow. Easy to use and easy to follow. Makes investing affordable and a lot less complicated.
" Perfect I'm pretty time poor & this app gives me great access to tech stocks in Europe and the US while also helping me build a balanced portfolio & save each month without having to worry..."
"Investment made easy, haven't been doing it for long but from what I hear, it's the start of something good "
"Great little app Would highly recommend to those new to investing in stocks and shares. Simple and effective UI."
"Great intro to investing I've been really into investing, as never really knew where to start! But Wombat has made a seemingly daunting topic really easy to get to grips with, and it's exciting..."
"I am so happy I downloaded this app. It's so easy to use and understand and just amazing!!"
"Great ux, low charges and easy to set up. Great ux, helpful guides for beginner investors, low charging structure and easy to register."
"Makes investing really accessable. I really like the mix of fractional shares and ETFs, helps me to build a really diverse portfolio really  quickly. UX is slick and easy to use. Top marks from me!"
"This is a great app This is a great app for the new investors. Very easy to use and it works like a saving account! 10/10"
"Wow, what a great app! Great, easy, intuitive UI. Easy investing with great returns (so far). I'm a big fan of the themed funds, gives the  user a sense of purpose behind their investment. All round ...
"Best trading app for beginners It's easy to use and best in the market app, specially for beginners."
Fantastic app, simple, quick and easy to understand with helpful customer service. Great for long term investors. Love the instant  deposit feature.. Keep up the good work Wombat!
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Frequently asked questions

What are dividends, and will I receive them?

A dividend is a reward paid to shareholders for their investment in the company, and it usually originates from the company's net profits. When a company chooses to pay a dividend, they are choosing to distribute a company’s earnings to its shareholders. The company will determine a certain amount of money to be distributed per share, so the amount that you ultimately get will depend on how many shares you have (or fractions of a share).

We do have many shares that historically pay out dividends. You can browse them on our stocks & shares page.

Please note that while a company has paid dividends in the past, this may not be the case in future. Numerous factors can influence a company's decision to distribute dividends. This is something beyond NuWealth's control.

If you are invested in a company that chooses to pay dividends, the dividends will be added to your account in one of two ways: either paid out to your NuWealth cash account, or if it’s an accumulation dividend, profits from the stock’s gains will be reinvested into the stock (increasing their value, as opposed to being paid out in cash).

As of 6th April 2024, the tax-free allowance for dividends is £500.

What are themed funds (ETFs) and fractional shares, and what is the difference between them?

When investing in themed funds (or Exchange-Traded Funds/ETFs), you are investing in a fund (which contains a collection of companies, grouped by theme) that aims to mirror the performance of a specific stock index without buying stocks in each company individually. With a stock ETF (which is what NuWealth offers), you don’t own shares in the individual companies, instead, you own shares of the ETF. As NuWealth is a micro-investing platform, you don’t need to buy a whole share of an ETF, instead, you can own fractions of the ETF for just £10 with a Standard GIA. ETFs are considered one of the best ways to diversify your portfolio and are a simple and powerful way to help you realise your investing goals. 

With NuWealth’s fractional shares, you can invest, and own a fraction of a whole share from just £10, in individual companies. So no matter your budget, you can own a piece of brands like Tesla, Apple, Amazon or AMC. Fractional shares are only available in General Investment Accounts, though whole shares are also available in ISAs and Junior ISAs.

ETFs can be a more cost-efficient and convenient way to diversify your portfolio (most are exempt from PTM Levy and UK Stamp Duty) because with one single trade you get exposure to multiple assets. However, individual shares, like growth stocks, have the potential to yield greater returns and give you more control to decide exactly which companies to invest in.

It’s important to remember that diversification does not fully protect you from risk and does not guarantee returns or eliminate the potential for loss.

What can I invest in with NuWealth?

Themed Funds (or Exchange-Traded Funds)

With NuWealth, you can invest in themed funds (ETFs) in a range of sectors, such as gold, technology and ethical investing from just £10. We work with a number of ETF providers such as BlackRock, Vanguard, Amundi and Rize. Explore our ETFs to see the full range of options. Please note, ETFs are only available with a NuWealth Standard account.

Fractional Shares

You can also choose to purchase shares in global companies with fractional shares. Sometimes the value of a whole share can be high, which is why we provide fractional shares; fractional shares allow you to purchase part of a whole share for as little as £10. No matter your budget, you can own a piece of brands like Tesla, Apple, Amazon or AMC. Please note, some stocks are only available with certain accounts; the selection of individual fractional shares we offer differs on Standard and Instant accounts. Fractional shares are only available in General Investment Accounts, though whole shares are also available in ISAs and Junior ISAs.

What are the market hours for trading with NuWealth?

Instant GIA

The shares available for our Instant GIA are traded on the New York Stock Exchange (NYSE) which is open Monday-Friday (excluding US bank holidays) 9:30 am to 4:00 pm New York (NY)/Eastern Time (ET). This is usually 14:30 - 21:00 UK time but is subject to change according to daylight savings time.

View holidays and trading hours for the NYSE here.

If you place your trade outside of market hours, you can expect your pending trades to complete when the NYSE next opens.

Standard Accounts

The majority of shares available for our Standard accounts are traded on the UK market, however, a selection of US stocks are available too. 

We trade once a day (this enables us to keep your account fees low) shortly after 15:00 each business day. Trades on this account will complete shortly after 15:00 (if placed before the market opens, any trades placed after this will complete on the next working day).

Please note, trades placed on ‘The Adventurer’, ‘Fly the Flag,’ ‘Bond, Global Bond’, ‘Slow and Steady’ or ‘The Balanced’ need to be placed before 11am on a working day in order to be processed the same day. If trades are placed after 11am, the trade will typically be processed on the next working day. However, please be aware that all trades placed on ‘The Adventurer’, ‘Fly the Flag,’ ‘Bond, Global Bond’, ‘Slow and Steady’ or ‘The Balanced’ can take up to four working days to complete.

What’s the minimum amount of money I can start with?

Investment accounts

As NuWealth is a micro-investing platform offering shares and ETFs, you can start investing with as little as £10. No matter your budget, you can invest in the companies that matter to you with NuWealth.

Savings accounts

For our savings accounts, the minimum opening deposit is £500, and you can make unlimited deposits from £50 thereafter.

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