For a limited time, NuWealth is giving you the opportunity to boost your money’s potential and grow your wealth faster with NuWealth Save & Invest.

Simply deposit £1,000 or more into your NuWealth General Investment Account (GIA) by 4th July 2025, and you’ll unlock a 1.25% AER reward bonus on balances up to £5,000 held in your GB Bank Base Rate Tracker Savings Account — that’s in addition to the current 3.86% AER (variable) already available. 

This means your savings could be earning an impressive equivalent of 5.11% AER (variable)! T&Cs apply.

Eligibility:

The Invest & Save promotion is open to all new and existing customers.

How to qualify:

1. Open a General Investment Account with NuWealth if you don’t already have one
2. Deposit at least £1,000 in your GIA before 4th July 2025. 
3. Save in our GB Bank Base Rate Tracker savings account alongside your GIA account.
4. Maintain £1,000 net deposit value in your GIA until at least the 5th July 2026
5. Earn a reward bonus on your savings (balances up to £5,000)*.

*Any funds above £5,000 saved in the GB Bank Base Rate Tracker will earn the standard variable interest rate (currently 3.86% AER)

You can deposit money into your investment accounts via an Instant Deposit (this usually only takes a couple of minutes but can take up to two hours), or a bank transfer (can take up to 2 working days).

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Yes! Both new and existing NuWealth customers can take part in the offer, as long as you top up your GIA by £1,000 in the promotion bonus window, and maintain this amount throughout the 12-month period.

 The 1.25% AER fixed reward bonus will be calculated based on daily values on savings balances up to £5,000 in your GB Bank Base Rate Tracker.

The reward bonus will be paid as a cash reward into your General Investment Account (GIA) in July 2026, after the full 12-month period. Please note, the reward bonus will be paid into your GIA within 7 working days of the anniversary of the promotion.

To receive the reward bonus at the end of the 12-month period, you must have an open GIA and meet all eligibility criteria — including maintaining £1,000 in your GIA account during the period.

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The 1.25% AER reward bonus is paid on savings balances up to £5,000 held in your GB Bank Base Rate Tracker Account.

For example:

If you maintain £5,000 in your Base Rate Tracker Account for 12 months, you’d earn a £62.50 reward bonus (1.25% of £5,000) on top of your regular interest. The Base Rate Tracker account currently pays 3.86% AER, meaning the total interest earned on £5,000 for the year would be £255.50 (5.11% AER equivalent).

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No, you just need to deposit and maintain at least £1,000 in your NuWealth General Investment Account (GIA) until 5th July 2026.

You can choose to invest the money, but it's not required to unlock the savings reward  bonus. If you do invest, please remember that your capital is at risk and the value may go up or down.

If you leave the money in cash, it will earn interest (currently 3.5% AER (variable)), paid monthly and calculated daily. This interest is paid gross by Seccl’s nominated banking partner, Lloyds.

Whether you keep it in cash or invest, you’ll still qualify for the reward bonus — as long as the £1,000 remains in your GIA.

Maintaining £1,000 net deposit amount in your GIA:

Example 1: You deposit one lump sum of £1,000 in your GIA, which you do not invest. A few months later, you sell and withdraw £10 from an investment. As your total net deposits and withdrawals now equate to £990, which is under the £1,000 threshold, you are immediately no longer eligible for the reward bonus (even if you deposit more later).

Example 2: You deposit one lump sum of £1,500 in your GIA, which you do not invest. A few months later, you sell and withdraw £10 from an investment. As your total net deposits and withdrawals now equate to £1,490, which is above the £1,000 threshold, you are still eligible for the reward bonus.

Yes, standard fees apply to a NuWealth GIA, such as platform or investment charges. However, any fees you pay from your General Investment Account (GIA) do not affect the £1,000 balance required to qualify for the reward bonus. As long as your net deposit values remains £1,000 or above in your GIA (excluding fees), you’ll meet the criteria. No fees apply to the GB Bank Base Rate Tracker. You can view a full breakdown of fees on our website.

To receive the reward bonus, you’ll need to maintain at least £1,000 in your General Investment Account (GIA) until 5 July 2026. You’re free to withdraw, but if your net deposit value drops below £1,000 in your GIA, you’ll no longer be eligible for the bonus. You’re free to withdraw from your Base Rate Tracker Savings Account at any time. Please note, there is a maximum of one withdrawal allowed per month with this account.