Notice Savings Accounts
You can close your notice account within the 14-day cooling-off period, with withdrawals processed in 1-3 working days. Outside of this period, you need to withdraw all funds from the account before closing (withdrawal timescale depends on which notice account you hold).

Junior Individual Savings Account (ISA)
Transfers are necessary outside of the 30-day cooling-off period. You can cancel your JISA within the cooling-off period if: 1. You haven't invested (a transfer is required if you have), 2. You've transferred-in from another provider, even if you have investments. If your balance exceeds the maximum tax-free allowance for one year (£9,000 for 2024/25), switch providers to maintain your tax benefits.

Individual Savings Account (ISA)
You can cancel your ISA within the 30-day cooling-off period. If your balance exceeds the maximum tax-free allowance for one year (£20,000 for 2024/25), switch providers to maintain your tax benefits.